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Work Sustainability into Your Long-Term Financial Planning

| 2/28/2018 8:23:00 AM

Saving the planet is no easy task. While insurmountable piles of trash and plastic pollute our natural landscapes and wildlife, companies keep producing what seems like infinite contaminating products and packaging. In a consumer-driven economy, however, one way for citizens to voice their opinion is to put their money where their values are.  

Though it might seem like an impossible task, you can make a difference. When you compare your contribution to the billions of other people on this planet, it may not seem likely, but if you consider how much trash your household alone contributes, you will realize that cutting down on your non-biodegradable trash and environmentally harmful products will, in fact, increase your sustainability and make a positive impact on the planet. Here are some ways to incorporate these goals into your financial planning.

Photo courtesy of Pixabay

Plan Out Home Upgrades

We spend a lot of our time at home, so it makes sense that this is the best place to start with some changes. While making improvements to your house is not easy or cheap, making the right improvements can both raise the value of your home and benefit the planet.

Solar panels are an example of a long-term investment that is expensive upfront, but they are generally worth it in the long run, both economically and environmentally. On average, solar panels cost $20,000 upfront, however, many states offer incentives that generally cut the cost in half and you get monetary benefits, like tax cuts, making up for just about all of the expenses. Plus, if you count the money you will save on energy bills, they will likely save you as much or more money than you paid for them.

Another home improvement is investing in a compost system, which will dramatically reduce the amount of trash you throw out. You can put biodegradable material such as fruits, vegetables, paper bags, as well as any product marked for compost or biodegradable. Investing in a compost can be a great first step for green living

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